Do you know your insurance coverage and limits?
Did you know that unless you have flood insurance, in most cases, insurance companies do not cover water intrusion? Why do you ask? Well, insurance companies see water intrusion as negligence by the homeowner; the homeowner is responsible for clearing the outdoor drains and making sure that tree roots do not overgrow. Another similar scenario is foundation leaks, this is considered wear & tear and insurance companies do not typically cover damages caused by foundation leaks.
With this week's storms hitting our community as hard as they have, we want to advise you to know your insurance coverage. Understand your coverages. Perform proper maintenance to your property to help prevent wear and tear. Be sure to clear out your gutters and make certain that water has spouts leading away from your home. Clean out your drains. Consider waterproofing services, if necessary. Keep an eye out for the roots of nearby trees. Last but not least, keep your local SERVPRO of Wheaton/Kensington’s number handy, we are able to help by giving you a FREE water loss assessment of damages. Always remember that we are always here to help!